Property Insurance around Burnley, Lancashire
A single rental home, commercial premises or a portfolio: each needs a clear picture of the building, its occupants and your responsibilities. We’ll help you explore suitable insurance options.
An owner-occupied home and a property let to tenants have different insurance needs. Property Owners Insurance can bring together protection for the building and risks arising from your position as owner. The sections you select and the insurer’s wording determine what is covered.
Talk to us about let houses and flats, landlord-owned furnishings, or several residential addresses. Explain the tenancy arrangements and any shared facilities.
Tell us about each occupier’s trade, a shop with accommodation above, shared access and your responsibilities under the lease. Different uses should be identified from the start.
Repair or rebuilding costs following insured damage. The sum insured should reflect reinstatement cost, rather than the property’s sale price.
Protection against covered legal liability claims connected with your ownership of the property. Ask about the limit and which responsibilities are included.
Cover may be available for lost rent after insured damage makes the property unusable. Check the amount insured and the maximum period of payment.
Ask about landlord-owned contents, accidental damage and any specialist extensions you need. Your tenants’ belongings are a separate consideration.
An insurance policy doesn’t always cover everything so it’s always worth getting in touch if you’re not quite sure and we can ensure the Insurance covers your business. We do all the heavy lifting to provide you the best prices available.
Speak to us about property in Burnley, Nelson, Colne, Padiham or anywhere in the surrounding areas.
Older terraces, conservation details and reinstatement information.
Do you own property in Accrington, Blackburn or elsewhere in Lancashire? We help property owners throughout Lancashire and the North West, so get in contact for a free no obligation quote for any property insurance needs.