PERSONAL INSURANCE

The things that make
life yours.

Your home, your belongings and the vehicle you depend on deserve careful attention. Speak to our team about home and motor insurance that reflects your circumstances.

Let us help with any Personal Insurance needs

We can help with a range of insurance services. Contact us today and let us know what you may need!

Home insurance

Buildings and contents cover protect different things. Tell us about the home itself, the belongings you want insured and any details that make your situation less straightforward.

Working from home, taking in a lodger, building work or leaving the home empty can affect the information an insurer needs. Raise these details when asking for a quote and when they change.

Useful details for a home quote

  • The property address, construction and approximate age.
  • Rebuild information and the contents value you need.
  • Individual valuable items that may need specifying.
  • Who lives there, periods away and previous claims.

Motor insurance

The right starting point is how you actually use your vehicle. Discuss the drivers, mileage, parking and whether it is used for commuting or business journeys.

Tell us about modifications, relevant driving history and any cover options that matter to you. We can explain the information required and the options available for your circumstances.

Business vehicles?

If vehicles are part of your business, our commercial insurance page includes motor fleet. Tell us how many vehicles you operate and how they are used.

A home you live in. A property you let.

These need different conversations. Standard home insurance may not cover the risks of letting to tenants. Tell us before a home becomes a rental property, or when an existing let returns to owner occupation.

Your questions, answered

Can I discuss home and motor cover together?

Yes. Tell us about both during your enquiry. We can consider your needs together, although cover may be arranged under separate policies.

What if I work from home?

Explain the work you do, equipment kept at home and whether clients or employees visit. Your home policy may have restrictions, and some activities may need business cover.

Can you help when my circumstances change?

Contact us with the details before the change where possible. Moving home, a new driver or building work may affect your insurance.