BUSINESS INSURANCE • BURNLEY & BEYOND

Motor Fleet Insurance.
A clearer view
of your vehicles.

Cars, vans and other business vehicles keep people, deliveries and appointments moving. Bring us the vehicle and driver details so we can discuss a fleet arrangement suited to how your business operates.

Start with a conversation.

Tell us what your business does, what has changed and when you need cover.

Call 01282 348494 or use the quote link to contact our team.

The vehicle list is only the beginning.

A van carrying your own tools has a different use from a vehicle delivering goods for payment. Tell us about every vehicle type, who drives it and the journeys involved. We will discuss the information needed to explore fleet options, including any specialist uses.

Cover options to discuss

Vehicles and cover levels

Review the level of motor cover required for each vehicle and any finance or leasing requirements. Fleet eligibility and minimum vehicle numbers vary by insurer.

Drivers and permitted use

Describe named or changing drivers, age profiles and vehicle use. An any-driver arrangement, where offered, still has conditions and restrictions.

Additional requirements

Ask separately about breakdown assistance, replacement vehicles and equipment or goods carried. These are not automatically included simply because a motor policy is in place.

Adding a vehicle before the next renewal?

Contact us before it goes on the road. Provide its registration, value, ownership or lease details, intended use and driver information. Agree when cover should start and obtain confirmation; an existing fleet policy does not mean every new vehicle is automatically insured.

Prepare for your quote

  • Vehicle registrations, types, values and ownership arrangements.
  • Driver details, licence information and relevant claims history.
  • Business activities, journey patterns and goods carried.
  • Current schedules, renewal dates and required cover levels.

Your questions, answered

How many vehicles do I need for fleet cover?

There is no single threshold across the market. Tell us the current vehicle count and any planned additions so we can discuss available options.

Can cars and vans be considered together?

Tell us the full mix of vehicles and their uses. Whether they can be combined depends on the insurer’s criteria and the details of your business.

Does fleet insurance cover goods in transit?

Do not assume so. Explain what is being carried, who owns it and its value. Goods in transit, tools and vehicle insurance can involve separate sections or policies.

See the wider picture.

Contractors Insurance

Explore the questions to raise alongside your motor fleet insurance review.

Liabilities Insurance

Explore the questions to raise alongside your motor fleet insurance review.

Own a let property or commercial building? Property Owners Insurance is a core strength at Umbrella. For the wider range, visit our business insurance guide.

HERE WHEN YOU NEED US

Let’s talk about your motor fleet insurance.

Share your business details, current cover and renewal date. We’ll help you prepare a useful enquiry.

Cover is subject to insurer acceptance, policy terms, conditions, limits and exclusions. We’ll explain the options available for your circumstances.